I read Humpty Dumpty Finances and I could not put the book down. The author describes real life situations and makes it very clear that we all must take charge of our finances, create and use budgets on a consistent basis and seek professional advice and help as soon as possible before our finances are ruined. The book is written in plain terms and it is a must read for teens, young adults and seniors. I really liked the budget worksheets that can be used on a daily,weekly and monthly basis. The solutions and recommendations make good sense and have been tried and proven for years. Now it is up to the readers to practice these basic principles, control spending, and strive to minimize debt and become debt free. I will buy copies to give to my adult children! It is never too late to budget, save,control spending and prevent foreclosure, bankruptcy and financial ruin!