Descripción del producto
Struggling with debt? Get realistic help that's actually useful, from Liz Weston, one of the most popular and respected personal finance experts! Today, people struggling with debt have far fewer options: lenders are stingier, which makes it harder to avert disaster, or to recover from setbacks like foreclosure, short sales, or bankruptcy. (Meanwhile, people with good credit have more options than ever, including some of the lowest interest rates in decades.) You need an up-to-date guide that can help you assess options, find help, discover opportunities, and take action that works. Liz Weston's Deal with Your Debt, Updated and Revised Edition
is that guide. Weston reveals why most "conventional wisdom" about debt is just dead wrong. For most people, it's simply impractical to pay off every dime of debt, and live forever debt free. In fact, doing that can leave you a lot poorer in the long run. You're more likely to give up, or pay off the wrong debts. You could leave yourself too little flexibility to survive a financial crisis. You could neglect saving for retirement. You might even wind up in bankruptcy -- just what you're trying to avoid! For most people, it's smarter to control and manage debt effectively. In this extensively updated guide, Weston shows how to do that. You'll learn which debts can actually help build wealth over time, and which are simply toxic. You'll find up-to-date, real-world strategies for assessing and paying off debt, money-saving insights on which debts to tackle first, and crucial information about everything from debt consolidation loans to credit scores and credit counseling. Weston offers practical guidelines for assessing how much debt is safe -- and compassionate, realistic guidance if you've gone beyond the safety zone. If you've ever worried about debt, you'll find the new edition of Deal with Your Debt
Struggling with debt?
Then you already know how stingy lenders have become. Today, it’s not easy to avert disaster or to recover from serious financial setbacks. This realistic, up-to-the-minute guide will help you find your best options, get real help, and take action that works.
Award-winning personal finance expert Liz Weston reveals why it’s simply impractical to “pay off every dime” and “live forever debt free”--and why trying to do so can actually make you poorer. It’s smarter to control and manage your debt, and Weston shows you how.
You’ll discover which debts can actually help build wealth and which are simply toxic. You’ll find up-to-date strategies for assessing and paying off debt, including money-saving insights on which debts to tackle first. Weston helps you figure out how much debt is safe--and offers friendly, sensible guidance for getting back into your “safety zone.” It’s time to stop worrying: Get this book, make a plan you can really follow, and start sleeping at night again!
Debt is NOT evil (but out-of-control debt can kill you)
Solve the real problem: get beyond short-term fixes and inspirational slogans
Build your personal three-step plan for managing debt
Get intimate with your debt and then decide where to go and how to get there
Deal with a debt crisis (and creditors)
Avoid disastrous mistakes and discover options you didn’t know you had
Stay on track for the rest of your life
Handle the “financial curveballs” life will certainly throw your way