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Report of the Commissioner of Insurance of the State of Minnesota Volume 38, pt. 1 (Inglés) Tapa blanda – 6 mar 2012

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Tapa blanda, 6 mar 2012
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This historic book may have numerous typos and missing text. Purchasers can download a free scanned copy of the original book (without typos) from the publisher. Not indexed. Not illustrated. 1909 Excerpt: ...Surplus as, determined by Minnesota Insurance Dept.. 70,657.02 Ratio total "net losses incurred" to total "net premiums earned," 72.36 per cent. Ratio total "expenses incurred" to total "net premiums earned," 50.53 per cent. MICHIGAN FIRE AND MARINE INSURANCE COMPANY. PRINCIPAL OFFICE, DETROIT, MICH. (Organized in 1881.) M. W. O,BRIEN, President. E. J. BOOTH, Secretary. CASH CAPITAL, $400,000. INCOME IN 1908. Premiums other than perpetuals $560,509.07 Rents and interest 46,424.75 From all other sources 637.04 Total income $607,570.86 i DISBURSEMENTS IN 1908. Amount paid for losses $273,573.67 Commissions and brokerage 147,267.21 Salaries and fees of officers, agents and employes 35,956.04 Taxes, fees, rents and other real estate expenses 27,281.92 Dividends and interest 24,000.00 All other disbursements 47,645.18 Total disbursements 555,704.02 Excess of income over disbursements J51,866.84 ASSETS DEC. 31, 1908. Value of real estate owned $89,399.35 Mortgage loans 491,613.00 Bonds and stocks owned 440,119.00 Cash in office and in bank 67,486.69 Accrued interest and rents, 10,700.97 Premiums in course of collection 90,823.12 All other admitted assets 908.99 Total admitted assets $1,191,051.1! Assets not admitted $271.95 LIABILITIES DEC. 31, 1908. Unpaid losses and claims $38,131.24 Reinsurance reserve 463,930.07 Salaries,, expenses, taxes, dividends and interest due.. 8.500.00 Commission and brokerage 637.25 All other liabilities 516.73 Capital stock paid up 400,000.00 Total liabilities, including capital 911,715.29 Net surplus $279,335.83 RISKS AND PREMIUMS, 1908 BUSINESS. Fire risks written during the year $66,169,336.00 Premiums received thereon 807,632.48 Net amount in force at end of the year $75,527,119.00 BUSINES...

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